Charlottesville FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Charlottesville, Virginia.

Total: 11
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
1 Photo
RIDGE ST Charlottesville VA 22902 Foreclosures 9 3 $502,000.00 Details
2
1 Photo
COOL SPRING RD Charlottesville VA 22901 Foreclosures 3 2 $132,600.00 Details
3
2 Photos
DORSET CT Charlottesville VA 22911 Foreclosures 3 1 $119,900.00 Details
4
22 Photos
SCARBOROUGH PL Charlottesville VA 22903 Foreclosures 3 2 $80,000.00 Details
5
10 Photos
LOCKESLEY TER Charlottesville VA 22903 Foreclosures 3 1 $100,000.00 Details
6
25 Photos
WATERBURY CT Charlottesville VA 22902 Foreclosures 3 2 $125,000.00 Details
7
1 Photo
RIVERBEND DR APT 3D Charlottesville VA 22911 Foreclosures 2 2 - Details
8
25 Photos
ROUGEMONT AVE Charlottesville VA 22902 Foreclosures 3 1 $155,000.00 Details
9
6 Photos
RIVERSIDE AVE Charlottesville VA 22902 Foreclosures 3 2 $93,900.00 Details
10
1 Photo
YELLOWSTONE DR APT 101 Charlottesville VA 22903 Foreclosures 3 3 $78,900.00 Details
11 -
0 Photo
AUSTIN DR Charlottesville VA 22911 Foreclosures 3 2.5 - Details
About our Listings

How to Buy Charlottesville Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Charlottesville, VA starts with finding listings. By browsing Charlottesville foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Charlottesville, VA.

>> See more info about how to Buy foreclosures

How to Invest in Charlottesville Foreclosures

How to invest foreclosure

Charlottesville foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Charlottesville real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Charlottesville foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Charlottesville foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Charlottesville

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Charlottesville will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Charlottesville, VA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Charlottesville apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Virginia Foreclosure Laws

Foreclosure law

Virginia real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in Charlottesville have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are Charlottesville REO properties.

Charlottesville Banks Foreclosures

Bank Foreclosure

Charlottesville bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Charlottesville, VA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Charlottesville bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Charlottesville Virginia to be similar to buying from an agent. Check our Charlottesville bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Charlottesville Government Foreclosures

Government Foreclosure

Charlottesville Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Charlottesville VA are another popular type of foreclosure, as are VA foreclosures in Charlottesville, which are available from the Veterans Affairs Department for especially great deals. Check our Charlottesville government foreclosure listings.

>> See more info about govermment foreclosures

Charlottesville Pre-Foreclosures

Foreclosure

PreForeclosures in Charlottesville are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Charlottesville Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Charlottesville Foreclosure Auctions

Foreclosure Auction

Most Charlottesville foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Charlottesville, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Charlottesville, VA. We offer a comprehensive Charlottesville foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Charlottesville, Virginia

Find Home Foreclosure Listings in Charlottesville, VA

Charlottesville foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Charlottesville, VA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Charlottesville Virginia, best affordable foreclosure condo in Charlottesville, cheap apartments for sale, bargain foreclosed homes for sale in Charlottesville, VA and earn huge savings on the homes YOU want to buy!

Our Charlottesville Foreclosure Lists

You can find Charlottesville foreclosure homes for sale which you can buy for living or investment. Simply click through our Charlottesville foreclosure home listings to find government foreclosures and bank owned homes in Charlottesville area. If you're searching for a deep discount or low prices on real estate then searching our Charlottesville foreclosure lists for homes foreclosure for sale or short sale listing in Charlottesville is your answer. Our up-to-date Charlottesville short sale listings provide the latest investing opportunities on affordable Charlottesville bank owned property listings, government pre foreclosure lists, Charlottesville banrkuptcy homes and Charlottesville HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Charlottesville, you should have little trouble finding the cheapest deal on a foreclosed home in Charlottesville, Virginia.



Charlottesville, VA

As of 2011, Charlottesville's population is 40,762 people. Since 2000, it has had a population growth of -9. 52 percent. The median home cost in Charlottesville is $242,100. Home appreciation the last year has been -1. 17 percent. Compared to the rest of the country, Charlottesville's cost of living is 7. 70% Higher than the U. S. average. Charlottesville public schools spend $6,780 per student. The average school expenditure in the U. S. is $5,678. There are about 11. 7 students per teacher in Charlottesville. The unemployment rate in Charlottesville is 6. 00 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Charlottesville jobs have Increased by 1. 15 percent. Average Commute time is 18 minutes. The National Average is 28 minutes.

Peoplecharlottesville, vaUS
Population40,762307,829,557
Pop Density4,04287
Pop Change-9.52%9.34%
Median Age32.436.6
Households17,643116,329,167
Household Size2.212.58
Male Population47.09%49.31%
Female Population52.91%50.69%
Married Population27.46%47.15%
Single Population72.54%52.85%
Estimated Households By Household Incomecharlottesville, vaUS
Income Less Than 15k18.36%12.10%
Income Between 15k And 25k13.98%10.18%
Income Between 25k And 35k12.17%10.56%
Income Between 35k And 50k14.96%14.98%
Income Between 50k And 75k15.95%19.53%
Income Between 75k And 100k10.40%12.52%
Income Between 100k And 150k8.45%12.14%
Income Between 150k And 250k3.13%3.91%
Income Between 250k And 500k2.21%3.34%
Income Greater Than 500k0.40%0.75%
Economycharlottesville, vaUS
Unemployment Rate6.00%9.10%
Recent Job Growth1.15%-0.12%
Future Job Growth36.30%31.25%
Sales Taxes5.00%6.80%
Income Taxes5.75%6.25%
Income Per Cap$25,102$27,067
Household Income$40,559$52,954
Housingcharlottesville, vaUS
Median Home Age46.835.1
Median Home Cost$242,100$175,100
Home Appreciation-1.17%-3.15%
Homes Owned43.77%59.90%
Housing Vacant5.26%10.37%
Homes Rented50.97%29.73%
Property Tax Rate$10.13$11.20
Owner Occupied Housing Units By Valuecharlottesville, vaUS
Less Than 20k0.06%2.65%
20k To 399990.86%3.76%
40k To 599990.11%4.99%
60k To 799990.42%6.01%
80k To 999991.97%7.27%
100k To 14999913.36%19.24%
150k To 19999919.87%14.67%
200k To 29999929.01%18.09%
300k To 39999915.91%9.14%
400k To 4999997.16%4.94%
500k To 7499997.94%5.42%
750k To 9999992.39%2.03%
1kk Or More0.94%1.77%
Educationcharlottesville, vaUS
School Expend$6,780$5,678
Pupil Teacher Ratio11.714.9
Students Per Librarian394803
Students Per Counselor274513
2 Yr College Grad3.47%7.47%
4 Yr College Grad21.03%17.42%
Graduate Degrees25.51%10.12%
High School Grads83.94%84.72%
Crimecharlottesville, vaUS
Violent Crime74
Property Crime64
Housing Units By Year Structure Builtcharlottesville, vaUS
1999 To 20059.78%13.71%
1995 To 19982.80%8.54%
1990 To 19942.52%5.77%
1980 To 19898.58%13.87%
1970 To 197913.45%16.17%
1960 To 196918.20%11.70%
1950 To 195918.33%11.08%
1940 To 19498.91%6.02%
1939 Or Earlier17.44%13.15%

Table Information

Charlottesville Areas